Laptop-Computer Equipment Insurance

Coverage for laptop and other computer equipment may be purchased for direct physical damage to the system or one of its components (CPU, printer, battery pack, and carrying case). It is the same coverage provided for all other University business property and is subject to the same terms, conditions, and exclusions.

To purchase coverage, complete the Insurance Application for Computer Equipment.

 

Examples of covered damage/loss

• The unit is accidentally dropped while carrying it from your car to your home. The resulting damage to the system would be covered by insurance.
• The computer is stolen from your locked car or office.

 

Examples of damage/loss not covered

• If you leave your car or office unlocked and the computer is missing, there is no coverage. These units are very attractive targets for theft, particularly at airport check points. Theft coverage applies only if there is sign of forcible entry.

 

Reporting a Claim

1. Report the incident to Duke Police at 684-2444 or the appropriate law enforcement authority.
2. Notify Corporate Risk Management.

   Phone: (919) 684-6226
   Fax: (919) 684-6988
   E-Mail: corprisk@duke.edu

3. Please provide the following information:
   • Date and location of incident
   • Description of incident
   • Employees involved
   • Description of damage
   • Projected cost of damage

Claim Settlement

Deductibles
A $500 deductible applies for each claim. The affected department is responsible for the deductible.

Other Insurance Information

• The limit of insurance is $5,000 per computer.
• The annual cost of insurance is $125. There is an additional $50 charge per computer per year for overseas coverage.
• Coverage is on a fiscal year basis.
• Premium is not subject to pro-rating.