Insurance Requirements for Independent Contractors and Vendors

Duke University must be named as Additional Insured with respect to General Liability coverage insofar as it pertains to the work done/service provided/product delivered to the university. The vendor/contractors policy must be Primary as to any other valid and collectible insurance, but only as to acts of the named insured.

Coverages and limits are to be considered as minimum requirements and in no way limits the liability of the Contractor. A certificate of insurance with the coverage as cited above and listing Duke University or Duke University Health System as the certificate holder, must be submitted to Duke Procurement Services before work begins by the Vendor/Contractor for the University. Coverage's represented on the certificates of insurance must show policy numbers, effective dates and limits. All policies shall evidence insurance written by a carrier licensed in the State of North Carolina and rated at least “A” in A.M. Best's Key Rating Guide. Renewal certificates of insurance shall be provided annually until the work is completed and for three years following the completion of work.

View PDF Version	Clinical and Patient Care Service
Commercial General Liability Products/Completed Operations X, C, U	$1 million each occurrence/$3 million aggregate for Bodily Injury; $1 million each occurrence for property damage OR a combined single limit of $3 million each occurrence
Automobile Liability	$1 million each occurrence
Workers' Compensation	Statutory limits
Employers Liability	$1 million each accident
Professional Liability	$3 million per medical incident, $10 million total

 

View PDF Version	Independent Contractor or Vendor
Commercial General Liability Products/Completed Operations X, C, U	$1 million each occurrence/$2 million total
Automobile Liability	$1 million each occurrence
Workers' Compensation	Statutory limits
Employers Liability	$1 million each accident
Professional Liability	$1 million each accident Professional Liability with a minimum limit of $1,000,000 per claim is required for all professional services including, but not limited to, architects, engineers, consultants, and testing services. Please contact Corporate Risk Management for further questions.

 

View PDF Version	Independent Contractor – High Exposure
Commercial General Liability Products/Completed Operations X, C, U	$5 million each occurrence/$10 million total
Automobile Liability	$5 million each occurrence
Workers' Compensation	Statutory limits
Employers Liability	$1 million each accident
Professional Liability	$1 million each accident Professional Liability with a minimum limit of $1,000,000 per claim is required for all professional services including, but not limited to, architects, engineers, consultants, and testing services. Please contact Corporate Risk Management for further questions.

 

View PDF Version	Independent Contractor – Ultra High Exposure
Commercial General Liability Products/Completed Operations X, C, U	$10 million each occurrence/$20 million total
Automobile Liability	$10 million each occurrence
Workers' Compensation	Statutory limits
Employers Liability	$1 million each accident
Professional Liability	$1 million each accident Professional Liability with a minimum limit of $1,000,000 per claim is required for all professional services including, but not limited to, architects, engineers, consultants, and testing services. Please contact Corporate Risk Management for further questions.